Personal & Family Cover
Private medical insurance for you, your partner or your family, with the level of cover chosen around your needs and budget.
Private Medical Insurance
Private health insurance, made simple
Whether you're looking for cover for yourself, your family, your employees or as a paid sportsperson, we'll help you understand the options available and find cover that suits your needs and budget.
Private Medical Insurance
Considering private health insurance?
Private Medical Insurance (PMI) can help pay for eligible private consultations, diagnostic tests and treatment. What you're covered for will depend on the policy you choose, so it's important to understand the differences before taking out cover.
Alliance Financial can compare options from a range of insurers and explain the cover in plain English, so you can make an informed choice.
What are you looking for?
Health insurance for you, your family or your business
Business Health Insurance
Private medical insurance for your employees, whether you run a small business or want to add health cover to your employee benefits.
Cover for Sportspeople
If you're paid to take part in sport, it's important to arrange cover that takes this into account. We can help professional and semi-professional sportspeople explore suitable options.
Health Insurance With Rewards
Some health insurance policies include additional wellbeing benefits, rewards or discounts. If these are important to you, we can include them when comparing your options.
Not sure what cover you need?
GET A FREE QUOTE
That's fine. Tell us who you want to cover and what's important to you, and we'll talk you through the options.
Get started
Get a private health insurance quote
Complete the form and we'll get in touch to discuss who you want to cover, what matters to you and the options available.
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You don't need to choose a policy before speaking to us
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Clear explanation of the cover and key differences
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No obligation to take out a policy
Prefer to speak to us? 0141 406 3151
Why private health insurance?
What can Private Medical Insurance cover?
Cover varies by policy, but Private Medical Insurance can help with the cost of eligible private healthcare. Depending on the cover selected, this may include:
Private consultations and treatment
Cover can include eligible private consultations and treatment, subject to your policy terms.
Tests and specialist care
Depending on the policy, diagnostic tests and specialist consultations may be included.
More choice
Some policies give you a choice of hospitals or consultants, depending on the cover selected.
Cover you can shape
Your excess, hospital list and optional benefits can affect both your cover and premium. We'll explain these differences before you decide.
Do you get paid to take part in sport?
If you're a professional or semi-professional sportsperson, you should make this clear when arranging health insurance. We can help you explore policies available for paid sportspeople and check how your sporting activity is treated.
We'll explain the relevant cover, exclusions and limits so you know what the policy does and doesn't cover before you apply.
Looking for health insurance with rewards?
Some private health insurance policies include wellbeing benefits, rewards or discounts alongside the medical cover.
If you'd like these features, let us know and we'll take them into account when comparing suitable options.
Questions?
Private health insurance FAQs
What is Private Medical Insurance?
Private Medical Insurance (PMI), also called private health insurance, helps pay for eligible private healthcare. What you're covered for depends on the policy, insurer, underwriting and options selected.
How much does private health insurance cost?
There isn't one standard price. Your premium can depend on factors including who is being covered, age, location, underwriting, excess, hospital options and the level of cover. We can provide a personalised quote based on what you actually need.
Can I get health insurance for my family?
Yes. Cover can be available for individuals, couples and families. We can help you compare options based on the people you want covered and the level of private healthcare you're looking for.
Can my business provide private medical insurance to employees?
Yes. Businesses can arrange private medical insurance for eligible employees. We can help you explore business health insurance and understand the options available for your team.
Can professional sportspeople get private health insurance?
There are health insurance options available for eligible professional and semi-professional sportspeople. Because paid sporting activity can affect the cover available, it's important to make this clear when arranging a policy.
Can health insurance include rewards?
Yes. Some policies include health, wellbeing or lifestyle rewards alongside private medical cover. If rewards matter to you, we can include this when looking at suitable options.
Does private health insurance cover existing medical conditions?
Policies have rules around conditions and symptoms that existed before cover started. This varies depending on the insurer and underwriting basis, so we'll help you understand the relevant terms before you choose.
Ready to compare your options?
Tell us who you want to cover and what you're looking for. We'll explain the options available and help you decide what suits you.
Private Medical Insurance is subject to eligibility, underwriting, exclusions, benefit limits and the terms and conditions of the policy selected. Product features and rewards can change.
Alliance Financial Ltd is authorised and regulated by the Financial Conduct Authority. FCA Register number: 1041265. Registered in Scotland (Company No. SC852350). Registered office: B/1 264 Bath Street, Glasgow, Scotland, G2 4JP.
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